Collision Damage Appraisal Across Canada

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What Is a Collision Appraisal?

Accurate Damage Assessments
That Protect You

A collision appraisal is a thorough, professional inspection of your vehicle following an accident. Our certified appraisers systematically evaluate every aspect of the damage, from surface scratches to hidden structural issues, and produce a detailed written report that forms the basis of your insurance claim and repair authorization.

Unlike a quick visual estimate, a proper collision appraisal uncovers damage that isn’t immediately visible: misaligned frames, damaged sensors, compromised safety systems. Getting this right from the start protects your vehicle’s value, your safety, and your insurance settlement.

  • ✓   Documents all damage (visible and hidden) in writing
  • ✓   Protects your right to a complete insurance settlement
  • ✓   Ensures safety systems and structural integrity are assessed
  • ✓   Submitted directly to your insurer by our team
  • ✓   Free — no charge, no commitment required
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Simplicity Car Care certified appraiser inspecting vehicle damage and documenting collision repair estimate

Step by Step

How the Collision Appraisal Process Works

From drop-off to driving away, here’s exactly what to expect at every Simplicity Car Care location across Canada.

1. Bring In Your Vehicle

Drop in at any of our 100+ Canadian locations: walk-ins always welcome, or book online in advance.

2. Full Damage Inspection

Our certified appraiser performs a systematic inspection: exterior panels, structural components, glass, wheels, sensors, and more.

3. Written Estimate

You receive a clear, itemized estimate covering every repair needed: parts, labour, and timeline — in plain language.

4. Insurance Submission

We submit the appraisal and documentation directly to your insurance provider and manage the approval process on your behalf.

5. Repairs Begin

Once approved, our technicians get to work immediately: restoring your vehicle to pre-accident condition as quickly as possible.

Comprehensive Assessment

What Our Appraisers Look For

A collision appraisal goes well beyond what you can see. Our certified appraisers are trained to identify every category of damage, especially the kind that can affect safety if missed.

Body Panels & Exterior assessed during collision appraisal Canada

Body Panels & Exterior

Dents, creases, scratches, and paint damage across all body panels including doors, fenders, hood, roof, trunk, and bumpers — front and rear.

Frame & Structural Integrity assessed during collision appraisal Canada

Frame & Structural Integrity

Even a moderate collision can bend or twist a vehicle’s frame. We check all structural components and sub-frame areas using modern measurement tools.
Glass & Windshield assessed during collision appraisal Canada

Glass & Windshield

Cracks, chips, and shattering in windshields, side windows, and rear glass — including seal integrity which affects both safety and water intrusion.
Wheels, Rims & Suspension assessed during collision appraisal Canada

Wheels, Rims & Suspension

Bent wheels, cracked rims, and suspension damage caused by impact force — issues that affect alignment, handling, and tire wear long after the accident.
Sensors & Safety Systems assessed during collision appraisal Canada

Sensors & Safety Systems

Modern vehicles have cameras, radar sensors, and ADAS components embedded in bumpers and panels. We identify all impact-affected systems requiring inspection or recalibration.

Paint & Finish assessed during collision appraisal Canada

Paint & Finish

Surface paint, clear coat, primer, and any underlying rust or corrosion exposure caused by the collision — assessed for a complete colour-match repair.

Why It Matters

Professional Appraisal vs. Going It Alone

Getting a proper appraisal directly affects your insurance settlement, your vehicle’s safety, and its resale value.

✓  With a Simplicity Appraisal

✓   All damage (visible and hidden) is documented

✓   Insurance claim supported by certified documentation

✓   Safety systems and structural components inspected

✓   Insurer coordination handled entirely by our team

✓   Repair scope agreed before any work begins

✓   Supplements managed if additional damage is found

✓   Free — no cost, no commitment

✗  Without a Professional Appraisal

❌  Hidden structural damage often goes undiscovered

❌  Insurance may dispute undocumented damage later

❌  Safety-critical sensors may remain damaged

❌  Repair costs may exceed insurance approval

❌  Vehicle resale value may be permanently reduced

❌  No supplement support if more damage is found

❌  You manage all insurer communication yourself

Book Your Free Appraisal Today
Customer receiving car keys after collision appraisal and repair at Simplicity Car Care Canada

No Insurance Headaches

We Handle Your Insurer
You Handle Nothing

Dealing with insurance companies after an accident is stressful, slow, and confusing. Simplicity Car Care handles every aspect of the claims process on your behalf — from submitting the appraisal to getting repair authorization. We work with all major Canadian insurers.

  • ✓   We submit the appraisal directly to your insurer
  • ✓   We follow up and manage approvals on your behalf
  • ✓   All major Canadian insurance providers accepted
  • ✓   Towing and rental car coordination available
  • ✓   Supplements handled if additional damage is found
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Insurance Accepted

We Work With All Major Canadian Insurers

We submit your appraisal documentation and manage the approval process directly with your insurance provider, no back-and-forth for you.

Common Questions

Collision Appraisal FAQs

What exactly is a collision appraisal and why do I need one?
A collision appraisal is a formal, written assessment of all damage to your vehicle following an accident. It documents what was damaged, how severely, and the full cost of repair. Your insurer requires this documentation to process your claim. Without a certified appraisal, you risk receiving a settlement that doesn’t fully cover proper repairs — or missing hidden structural damage that affects your safety.
Is the collision appraisal at Simplicity Car Care really free?
Yes, completely free. Simplicity Car Care provides free collision damage appraisals at all 90+ locations across Canada. There is no charge for the inspection or the written estimate, and there is no obligation to proceed with repairs — though most customers do because we make the whole process simple and stress-free.
How long does a collision appraisal take?
Most standard collision appraisals are completed within one to two hours. For vehicles with significant structural damage, or damage involving safety systems such as ADAS cameras and radar sensors, the assessment may take a little longer to ensure everything is captured accurately. We’ll give you a realistic timeframe when you arrive.
Do I need an appointment or can I walk in?
Walk-ins are always welcome at all Simplicity Car Care locations for collision appraisals. If you’d prefer to reserve a specific time, you can book online through our location finder. Either way, the appraisal is free and our team will be ready for you.
Will Simplicity Car Care deal with my insurance company for me?
Absolutely. We handle all communication with your insurer from the moment you drop off your vehicle. We submit the appraisal documentation, follow up on approvals, and manage any supplements if additional damage is discovered during repairs. We work with all major Canadian insurers including Intact, TD Insurance, Aviva, Desjardins, Belairdirect, Wawanesa, CAA, Co-operators, SGI, and all others.
What’s the difference between a collision appraisal and a repair estimate?
A collision appraisal is the formal damage assessment — it identifies and documents what was damaged and how. A repair estimate is the cost breakdown for the repairs needed to fix that damage, covering parts, labour, and materials. At Simplicity Car Care, both are completed together during your free visit, so you leave with a complete picture of the damage and the total cost to restore your vehicle.
What if more damage is found during repairs?
Sometimes hidden damage — such as structural issues or damaged components behind panels — is only fully revealed once repair work begins. When this happens, our team documents the additional damage and submits a supplement to your insurance company on your behalf. We never proceed with additional work without authorization, and we keep you informed at every step.

Get Your Free Collision Appraisal Today

No charge. No obligation. Just an accurate damage assessment and a clear path forward — at any of our 100+ locations across Canada.

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Call 1-800-871-7612